IF MONEY SCARES YOU OR MAKES YOU FEEL GUILTY, YOU'LL NEVER HAVE MUCH OF IT

If you have never experienced having a lot of money, chances are you do not yet currently have a "wealth" mindset. The simple fact is, you cannot become rich if you don't have rich thoughts, and actions that follow those thoughts. If you think that, "money is the root of all evil," then you aren't going to have much of it, as you are clearly expressing to your subconscious that having that stuff is bad news, so keep it away from me. But if you say, think and act as if "money loves me and is taking care of me," well then you are on to something. You are clearly expressing to your subconscious that you love this stuff, this stuff loves you, and you'd like to have more of it in your life.

If, for example, you pull up to a red light and someone pulls up next to you in a $200,000 car, what is the first thing that comes to you mind? If it isn't "Congratulations!" or "Way to go!" or "Wow, what an inspiration for me!"...or something along those lines, then chances are you are repelling money away from you. Most people repel money every day. Most people would turn and look at the car, and then say to themselves (or out loud), "Gee, I wander who he had to screw over to get that car." or "That woman looks so stuck up." or "Rich prick." Thinking and saying these things is crystal clear insight into how you really feel about money and how much you think you actually deserve it.

The truth is, the vast majority of wealthy people in the United States work hard for their incomes and it isn't inherited. Statistics prove this. So the next time someone pulls up next to you in an expensive car, think twice about your assessment of the driver. The numbers would suggest that they've been working hard and smart in order to save up and buy that fancy automobile. This is the first and most important fundamental step in obtaining wealth; you have to figure out what it means to be wealthy...you have to fundamentally change your perception of what it means to be rich. If you want more income in your life, you are 100% responsible for obtaining it, and it starts between the ears. It is quite literally a mind-shift into thinking, talking, acting and feeling wealthy first. It doesn't just happen. You have to act as if, and then systematically take the steps to get there.

THE TRUTH ABOUT WEALTH: QUICK QUIZ

IN ORDER TO CHANGE A "LACK" MINDSET INTO A "WEALTH" MINDSET, LET'S TAKE A QUICK QUIZ AND SEE HOW MUCH YOU KNOW ABOUT WHAT IT REALLY MEANS TO BE WEALTHY.

Most millionaires inherited their money. True or False?

Millionaires don’t actually work. They have people who work for them. True or False?

Millionaires drive brand new impressive cars. True or False?

Most millionaires make their money in glamorous ways; they are basketball players, musicians, or other celebrities. True or False?

Millionaires have lots of credit cards. True or False?

Most millionaires own their own business. True or False?

Many poor people become millionaires by winning the lottery. True or False?

There is a good possibility that you can be a millionaire. True or False?

LET'S SEE HOW YOU DID.

Most Millionaires inherited their money. FALSE: Only 19% of millionaires were given any money or wealth from family. ONLY 19%!

Millionaires don’t actually work. They have people who work for them. FALSE: Most millionaires work at least 45 hours per week.

Millionaires drive new impressive cars. FALSE: Only 23% of millionaires drive a new car. Millionaires, who are inherently smart with their money, know that It's not fair or right, but new cars depreciate faster than used vehicles. The reality is that the average new car can depreciate as much as 19% in its first year — and that's just an average. Thus, millionaires will let someone else eat this depreciation and buy used.

Most millionaires make their money in glamorous ways; they are basketball players, musicians, or other celebrities. FALSE: Most millionaires work in very ordinary jobs. They could be paving contractors or have a pest control business. Many millionaires are in sales or own their own small business.

Millionaires have lots of credit cards. FALSE: Many just keep one credit card and most pay it in full each month, especially with the newly fashioned travel perks and rewards that are out there. They do like paying interest on debt.

Most millionaires own their own business. TRUE: Most millionaires consider themselves to be entrepreneurs. This may explain why they work more hours than you think. They are decision-makers for their own company.

Many poor people become millionaires by winning the lottery. FALSE: The chances of winning the Powerball Lottery are 1 in 17 billion. You have a better chance of being struck by lightning. Furthermore, the majority of large-sum lottery winners are actually back to their financial status (or worse) in less than five years of winning. This is because they never learned how to manage large sums of money. These folks probably were the ones snickering at the expensive car next to them...they never had a good relationship with money, so their subconscious did everything it could to get them back into their comfort zone of not wanting the responsibility of being in charge of large sums of money.

There is a good possibility that you can be a millionaire. TRUE: It is not that hard if you stick to a saving plan. Let’s say you invest $3,000 each year (or $250 per month) from age 21 and assume your investment earns an average return of 8% and you plan to retire at age 64. You will retire with a million bucks! The majority of millionaires are investors, not spenders.